I always recommend that my divorcing and separating clients obtain ans share their credit reports to make sure that there are no surprise debts or credit lines. People may discover that they have credit cards in their name that they were not have aware of, and obtaining the report early in the divorce process presents the opportunity to correct inaccuracies that could impact ability to qualify for credit, or even for employment.
A Federal Law requires the three credit reporting agencies : Equifax, TransUnion and Experian, to provide consumers with one free credit report every year, upon proper request. You have the right to get your free credit report from AnnualCreditReport.com (877 322 8228). The website contains ads for the services of the agencies for which there are fees, so be sure to click the link for the free report. You may also want to visit the website of the Federal Trade Commission, FTC.GOV, for more information.
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